PhilHealth Registration
Updated: August 15, 2025 · Government Services
PhilHealth Registration Guide 2025 — How to Apply & Get Your PhilHealth Number
A complete guide to PhilHealth membership: requirements, step-by-step registration process, contribution rates, and benefits for 2025.
What is PhilHealth?
The Philippine Health Insurance Corporation (PhilHealth) is the government’s primary health insurance program, providing affordable healthcare coverage to all Filipinos. Members receive partial financial assistance for hospitalizations, surgeries, and outpatient services.
Who Needs to Register for PhilHealth?
- Employed individuals in the private or government sector
- Self-employed professionals and freelancers
- Overseas Filipino Workers (OFWs)
- Senior citizens
- Indigent or sponsored members
- Unemployed individuals who wish to register voluntarily
PhilHealth Registration Requirements
- Duly accomplished PhilHealth Member Registration Form (PMRF)
- One valid government-issued ID
- Birth certificate (for verification)
- Proof of income (for self-employed)
- For OFWs: Passport and proof of overseas employment
How to Register for PhilHealth
Option 1: Online Registration
- Visit PhilHealth Electronic Registration System.
- Fill out the online form and upload scanned documents.
- Wait for confirmation and your PhilHealth number via email.
Option 2: Walk-in Registration
- Go to the nearest PhilHealth branch or LHIO.
- Submit your PMRF and required IDs.
- Receive your PhilHealth ID and Member Data Record (MDR).
Option 3: Through Employer
For newly hired employees, the HR department will assist in processing PhilHealth membership.
PhilHealth Contribution Rates 2025
The premium rate is 5% of monthly salary, with a minimum of ₱400 and a maximum of ₱5,000.
| Monthly Salary | Rate | Monthly Contribution |
|---|---|---|
| ₱10,000 | 5% | ₱500 |
| ₱30,000 | 5% | ₱1,500 |
| ₱100,000+ | 5% | ₱5,000 (max) |
Benefits of PhilHealth Membership
- Reduced hospital bills
- Coverage for major surgeries
- Outpatient benefits (dialysis, chemotherapy, cataract surgery)
- Z Benefits Package for catastrophic illnesses
- COVID-19 testing and treatment coverage
FAQs
Can I register without a job?
Yes, you can register as a voluntary member even if unemployed.
How do I update my PhilHealth info?
Submit a PMRF with updated details to any PhilHealth office or via email.
Can I have two PhilHealth numbers?
No, multiple PhilHealth numbers are prohibited. Request a retrieval if lost.
Find PhilHealth Offices Near You
LocalFindPH lists nearby PhilHealth branches and LHIOs for your convenience.
Disclaimer: PhilHealth policies and rates may change. Verify directly with the official PhilHealth website.